Curbing Your Spending Habits

It is easy for well-intentioned friends to tell you that you must curb your spending habits to save money for a rainy day. You already know that, but it is not easy to do in this age of credit card shopping encouragement. In fact, something that you are not told when you sign up for a credit card is that if you have a credit limit of only $5,000, charged at 18 percent, and you pay the minimum payment each month, it will take you 33 years to pay it off. Sort of makes bargain shopping a bit of a misnomer, doesn't it? However, there is a way to do your shopping without letting it get out of … [Read more...]

Shop Smartly Online

With millions of people shopping online now it's become commonplace. Filling a virtual cart is a great way to find that perfect gift for a spouse without creating suspicion by spending countless hours hitting up the stores in town, and it's also nice to browse in the comfort and security of your own home. Even if you've been shopping online for years, there are some things you may not know. Check for a secure URL before punching in that credit card number. A secured site will begin with an HTTPS:// address and a padlock icon will generally appear at the bottom of your browser. Most … [Read more...]

Purchasing Designer Clothing Online Safely

Purchasing clothing online is becoming more and more popular. The Internet is a place where people who might not otherwise have been able to afford these designer items can now afford them. There are hundreds of discount and resale sites that offer Internet shoppers the chance to get their hands on designer clothing. The problem is some sites don’t always give you what you think you’re ordering, which is why you need to be careful when shopping online. If you are planning on shopping on the Internet for designer clothing, here are some things you should keep in mind to make sure … [Read more...]